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Insights from the team building collateral infrastructure for consumer lenders. Original research and a clear-eyed perspective on how financial asset collateral strengthens consumer credit.
Lenders keep asking the same question: how many of my applicants actually own digital assets, and would they pledge them? We commissioned original research to find out. The short answer: far more than national surveys suggest, and their interest is specific, priced, and addressable.
Collateral gives lenders room to price better, approve more, and recover more, and it gives borrowers access to credit that their income and score alone would not support. Here is how that works when the collateral is Bitcoin or Ethereum.
